Monthly Archives: January 2017

Spencer Johnson

General

Clear that they enjoyed the abundant cheese that had found, but they knew that at any time this one would have to finish. So the day that happened the change, they simply changed with him, without losing of view which was its essential intention in the life: To obtain his appraised cheese. We draw our conclusions. This brief Prying and Slippery participation of in the fable of Spencer Johnson, must much teach to us. First, the cheese is the success, that we wished more in the life: To have much money, to finish with honors a race, to have a happy marriage and a family, and more. Each has its own special cheese that is looking for and that is what it does not have to never change in us, that is to say, our objectives must be so clear that they can illuminate us in the worse dark. Prying and secondly, Slippery they enjoy caution of the cheese that has found. No, they are not paranoiac, rather they are totally conscious that the true success is not an eternal thing, but the constant development of our gifts, one daily one and thought search well.

And thirdly, they do not hyperreflect on the problem of the change, because they recognize that is a natural subject that the cheese is finished in some moment and that must, consequently, leave and look for more. When analyzing these three brief and simple conclusions, obtained of both ratoncitos, we do not have left more than to return to watch our own cheese search. How they are of clear our objectives? We are cautious and humble against the success, we give or it by fact? We break the head asking to us why us have happened the misfortunes, or we decided that it is hour to begin to move to us in search of more cheese? But it is necessary to understand each well of these questions, because perhaps we draw the erroneous conclusion that there is to initiate another marriage, to have new children, to throw by the hut all a life of institutional and professional race, etc., when in fact what we needed it is a change in the way in which we make the things and not a change of the same things. To have wisdom to know when a lintel of things is precise and when the change is rather of methods (the way in which we do something), it is a challenge, but even then, one clear and objective answer of the three questions that are in this paragraph will be to us a good place to begin our new search of the delicious cheese. It remembers that although the pain and the disappointment sometimes accompany the growth, we are we those that we decided how to use that experience to make of her a step approaches that us the true success: the constant development of our objectives in the life. Original author and source of the article

ValueNet

General,

Unlike in the deferred compensation of employees has already in the next month really immediately more net in his wallet.” Also Karl Johann Zimmermann has settled as a licensee already a handful of companies in his portfolio as well as first recommendations with ValueNet. “” Benefits of the expansion of the service portfolio to the charge optimization: the willingness of the staff for now more net of the gross “is significantly higher than with old-age provision” to deal with. The majority of employers want to pay more employees, but it can’t. The participation rates for a charge optimization through conversion of the remuneration system beat the bAV projects to length. Average the participation rate close to 60% is from monthly flowing success-based fees, which the savings the employer is measured, is free cancellation. For additional financial plus will then still a very fair participation in the revenues from the cover concept for the closing of the gap in the unemployment benefit, sickness allowance and the pension. Because the ValueNet group of all Entgeltoptimierungs service providers in Germany of with the highest legal safeguard and the lowest administrative burden for the employer, the duration is reduced up to the commissioning of multiples,”explains Hans Schwaiger, key account manager at the ValueNet group. ValueNet is also the only provider of employer-sponsored coverage concept to closing the gap in social security.

It is part of each concept. Thus, the financial perspectives for the bAV specialists are exceptionally attractive independent of the chosen form of cooperation. “” Different forms of co-operation between ValueNet and bAV specialists 1st tipster “target group: bAV-lone” with occasional commercial customers between 20 and 50 employees (full-time) no investment required customer protection: Yes area protection: no form of cooperation: the tipster provides the contact with the customer and takes together with ValueNet was the first date of the information. “This receives the tipster in the case of an assignment by the customer an attractive tip donor Commission ValueNet services: introductory seminar, information documents 2. licensee” target group: bAV consulting firms with numerous commercial customers from 50 employees and more (full-time) investment: license fee customer protection: Yes area protection: Yes – free areas: Bayern: only limited regions, partly with latencies of North Rhine-Westphalia, Hesse, Baden-Wurttemberg: still very high-turnover areas free form of cooperation: licensee concludes with the customer independently the services agreement to improve pay. The implementation of the project can be based on appropriate training and qualification measures through TuV audits by the bAV specialists themselves.

All sales documents and management IT tools for the customer as a white label “by ValueNet available is possible. Ever after, whether or not the licensee decides, discussions with his own, trained by ValueNet and by the TuV Sud certified consultant team perform or whether ValueNet implements the projects, sharing of the resulting financial value added is. You can request free of charge the detailed performance catalog ValueNet services within the framework of a Lizenznehmerschaft using the contact form. “Summary: what does not grow that Wilts”, already the universal genius Goethe knew. Attractive market opportunities with excellent growth potential emerge for reputable, established bAV specialists maintained contacts with commercial customers (from at least 20 full time employees). The modernisation of remuneration compensation optimization helps bAV consultants to new perspectives. ValueNet is recommended due to its characteristics as an excellent partner. Aschheim, 16.04.2010 Angela Kosa, editorial ValueNet

Berufsunfahig And Then What? Disability Pension & Professional Impotence Pension

General,

\”The causes and consequences of premature disability disability / incapacity / invalidity old and new right on the January 1, 2001 was the law for the reform of pensions due to reduced earning capacity\” into force. With this Act, the disability pension was introduced. Before the amendment of 2001 there was a disability pension and a disability pension within the statutory protection. \”These were defined as follows: persons who are unable due to illness or disability not foreseeable to exercise gainful employment in a certain regularity or achieve pay or income that exceeds one-seventh of the monthly base is considered to be an invalid\” ( 44 SGB VI). There was no disability pension for self-employed.

The invalidity pension corresponded to about the old-age pension in the calculation. Otherwise the disability pension. It was here by a residual capacity much lower, since went out. So served as additional to a reduced income. The labour market gave no possibility of additional earnings, the disability pension was converted to a disability pension.

Because the professional protection was, was what activities a deserve to or were reasonable for a referral profession considered also. We want to explain the changes that came with the new law, Turk insurance scheme: introduction of the 2-stage EM pension with individualized income deduction; There is no more loss of income due to illness with less professional limitation are now paid by the insured person himself or to secure private professional protection. Earning is calculated on the daily working time still to be doing; full disability pension is there only if someone can work no 3 hours per day. (The definition of disability is therefore beyond normal working hours; Sideline limits, however, are the income set.) Who can work 6 hours a day is considered new law not incapacitated for work. Who under the usual conditions of the labour market\”can work another 3 to 6 hours a day is partially incapacitated for work, who will also not 3 hours is then fully incapacitated for work.