Why, the NFC technology makes cashless payment easier but also unsafe. Pay with credit cards facilitates the payment of purchases in stores and on the Internet. The contactless payment via radio with the NFC credit card to facilitate payment of the smallest amounts even more. The supposedly safe practices has yet vulnerabilities. Sensitive data can be simply read out with a Smartphone and use.

The savings banks with a pilot project in some federal countries with the introduction of the cashless paying via radio launched this year. The money cards feature of recent money and credit cards be expanded with the NFC wireless technology. This procedure allows for paying tiny amounts via radio. The chips will be charged before using tiny amounts of up to 25 euros. Want to the customer then pay credit cards with the NFC, he holds the card with a distance of maximum four centimetres before the Special reader. Only the card number, a three digit security code, and the amount on the radio are transmitted encrypted. An entering of a PIN or the confirm with a signature is not required.

Credit card certainly the time saving advantages of cashless paying with radio the largest advantage of paying with the NFC. The card must no longer be drawn through the card reader. The enter and confirm the PIN is no longer necessary. Just for people who pay often only small amounts, the map is a relief. You must not more painstakingly pick out the change or longer carry none around. Shorten the waiting time at the Office, that means the customer saves time. During the payment process, the customer needs to give the card the hand no longer. He keeps them alone close to the reader. Only a payment process is possible. A more NFC enabled card before the device stops, automatically cancels the transaction.